Ask The Realtor
Estate Planning – What happens to your debt when you die?
When you or a loved one passes away, what happens to the debt left behind? Understanding how debt is managed after death is crucial for ensuring your estate plan is properly prepared. Your financial obligations can have a significant impact on your family and, without...
Ask the realtor – Down payment assistance: Your key to homeownership
Are you dreaming of owning a home but find yourself stuck on the down payment treadmill? You're not alone! Many aspiring homeowners, especially first-time buyers, can comfortably manage monthly mortgage payments but struggle to save the lump sum needed for a down...
Estate Planning – The hidden risk: Why you must regularly review beneficiary designations
When people think about estate planning, wills and trusts often come to mind. However, one critical detail is often overlooked – beneficiary designations. These designations, which specify who will receive assets like retirement accounts, life insurance policies and...
Ask the Realtor – The 1,645-Day Wait Is Over: Fed Cuts Rates, But Why Are Mortgage Rates Higher?
After waiting 1,645 days, the Federal Reserve has finally cut rates again. On September 20, 2024, Chairman Jerome Powell announced a .50% rate cut, which many expected to lower mortgage rates. Surprisingly, instead of going down, mortgage rates have risen. What’s...
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