Ask The Realtor
Estate Planning – The hidden risk: Why you must regularly review beneficiary designations
When people think about estate planning, wills and trusts often come to mind. However, one critical detail is often overlooked – beneficiary designations. These designations, which specify who will receive assets like retirement accounts, life insurance policies and...
Ask the Realtor – The 1,645-Day Wait Is Over: Fed Cuts Rates, But Why Are Mortgage Rates Higher?
After waiting 1,645 days, the Federal Reserve has finally cut rates again. On September 20, 2024, Chairman Jerome Powell announced a .50% rate cut, which many expected to lower mortgage rates. Surprisingly, instead of going down, mortgage rates have risen. What’s...
Estate Planning – Lost treasure: How to keep your assets from disappearing into unclaimed property
Imagine discovering thousands of dollars that belong to you, only to be told you can’t access them. This frustrating scenario is more common than you might think and highlights a widespread issue: unclaimed property. Millions of Americans face this situation and, in...
Ask the Realtor – Homeowners insurance protections amid wildfires: What you need to know
As the Line Fire continues to ravage over 38,000 acres of our mountain communities, residents are under evacuation orders and warnings, with rising concerns over homeowner insurance policies. With the increasing threat of natural disasters and escalating insurance...
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