Financial Focus – Do you need to fear retirement?
If you’re planning to retire in a few years, are you looking forward to it? Or are you somewhat apprehensive? Are you asking yourself: “What sort of retirement can I afford?” It’s a good question because the answer can make a big difference in your ability to enjoy...
Estate Planning – The hidden risk: Why you must regularly review beneficiary designations
When people think about estate planning, wills and trusts often come to mind. However, one critical detail is often overlooked – beneficiary designations. These designations, which specify who will receive assets like retirement accounts, life insurance policies and...
Ask the Realtor – The 1,645-Day Wait Is Over: Fed Cuts Rates, But Why Are Mortgage Rates Higher?
After waiting 1,645 days, the Federal Reserve has finally cut rates again. On September 20, 2024, Chairman Jerome Powell announced a .50% rate cut, which many expected to lower mortgage rates. Surprisingly, instead of going down, mortgage rates have risen. What’s...
Mountain Musings with Uncle Mott – Fire on the Mountain
Fire can be your friend or it can be your worst enemy. It’s good when you’re camping in the Sierras and it’s freezing cold; all you have to do is light the campfire and cook some burgers or steak. But you need to be careful and keep the fire in the fire ring while...
