When you turn 65, Medicare becomes a vital part of your health care coverage. But Medicare isn’t a “set and forget” program. You have the opportunity — and often the need — to review and adjust your coverage every year during the annual open enrollment, between Oct....
Inflation may run high or low, but it’s pretty much always around — and it’s particularly concerning if you’re a retiree. How can you help protect yourself from the rising cost of living? Start by looking at your investment portfolio. Even if you’ve adjusted it to a...
If you own dividend-paying stocks or mutual funds, you generally have a choice: Should you take the dividends as cash or reinvest them? Long-term investors can benefit from reinvested dividends, which, along with price appreciation, make up part of a stock’s total...
Cybercriminals are after your money. They're getting smarter and increasingly using AI. But you can stay a step ahead. Scammers often troll for consumers; it's called phishing. Be cautious of unexpected emails, texts or calls. And verify requests through a...
Feeling financially fulfilled means so much more than the number in your bank account. It's being able to take your family out to dinner without calculating whether you can afford it. It means sleeping soundly on a Sunday night, knowing that if the water heater gives...
To help you feel more in control of your money, consider a simple budgeting plan. An easy starting point is the 50/30/20 rule. Allocate about 50% of your income to needs such as housing and groceries, 30% to wants — like dining out and streaming services and 20% to...
