To help you feel more in control of your money, consider a simple budgeting plan. An easy starting point is the 50/30/20 rule. Allocate about 50% of your income to needs such as housing and groceries, 30% to wants — like dining out and streaming services and 20% to...
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Financial Focus: AI in personal finance — The promise and the limits
Imagine this: Your budgeting app flags unusual spending and suggests a transfer. Later, a robo-advisor rebalances your portfolio. Welcome to the age of artificial intelligence — or AI — in personal finance. AI tools can track spending, forecast bills and offer advice...
Financial Focus: Build confidence in your 401k decisions
Many people have a 401(k), or other workplace retirement plan, but aren’t sure what to do next. You don’t need to have it all figured out, but a little curiosity goes a long way. Here are some questions to get started. Check available plan resources or ask your plan...
Financial Focus: Building your Child’s education fund, one brick at a time
College costs can feel overwhelming — four years at a public university run around $120,000 according to the College Board 2025. But you don't need a perfect plan to get started. There are savings accounts specifically to save for education. Many offer tax advantages...
Financial Focus: Debunking 5 common Social Security myths
Social Security is often a cornerstone of retirement income, but it's often misunderstood, leading to confusion, worry and poor planning decisions. Here's the truth behind five of the most common misconceptions. First, it’s not going broke: if no action is taken,...
Financial Focus: Managing Risk at Different Stages of Life
As an investor, risk is always part of the journey – but how you manage it can depend on where you are in life. Early in your career, you can invest for growth and take on more risk, knowing you have time to recover from market downturns. In midlife, with goals like...




