If you own dividend-paying stocks or mutual funds, you generally have a choice: Should you take the dividends as cash or reinvest them? Long-term investors can benefit from reinvested dividends, which, along with price appreciation, make up part of a stock’s total...
Cybercriminals are after your money. They're getting smarter and increasingly using AI. But you can stay a step ahead. Scammers often troll for consumers; it's called phishing. Be cautious of unexpected emails, texts or calls. And verify requests through a...
Feeling financially fulfilled means so much more than the number in your bank account. It's being able to take your family out to dinner without calculating whether you can afford it. It means sleeping soundly on a Sunday night, knowing that if the water heater gives...
To help you feel more in control of your money, consider a simple budgeting plan. An easy starting point is the 50/30/20 rule. Allocate about 50% of your income to needs such as housing and groceries, 30% to wants — like dining out and streaming services and 20% to...
Imagine this: Your budgeting app flags unusual spending and suggests a transfer. Later, a robo-advisor rebalances your portfolio. Welcome to the age of artificial intelligence — or AI — in personal finance. AI tools can track spending, forecast bills and offer advice...
Many people have a 401(k), or other workplace retirement plan, but aren’t sure what to do next. You don’t need to have it all figured out, but a little curiosity goes a long way. Here are some questions to get started. Check available plan resources or ask your plan...
