After working for decades, you may have been looking forward to retiring. But what if you decide to “reverse” your retirement? You could rejoin the workforce for any number of reasons. You might need the added income to help pay for your living expenses, but you also...
If you own dividend-paying stocks or mutual funds, you generally have a choice: Should you take the dividends as cash or reinvest them? There’s no one correct answer for everyone. So, let’s look at some reasons for both choices – reinvesting or cashing out....
Once you retire, you’ll likely need to draw on a variety of financial sources – and one of the most important ones may be your 401(k). And for 2025, you can put even more money into your plan than ever. For either a traditional or Roth 401(k), as well as similar plans...
If you’ve thought about contributing to a Roth IRA, but you made too much money during your working years, you can have a second chance – through a Roth conversion. Why is a Roth IRA desirable for some people? Here are the key benefits: Tax-free withdrawals. You put...
Are you changing jobs soon? If so, you’ll obviously be interested in your new salary but you’ll also want to look at other financial considerations. Here are some of the most important ones: 401(k): If you had a 401(k) plan through your previous employer, you’ll need...
Between your family, your finances, your independence and your legacy, you’ve got a lot to protect – so it's important to have protection plans in place. Let’s look at these areas of need and some possible protection solutions: • Protecting your income – An injury or...
