Life has a way of surprising us, whether it’s a blown tire, a broken appliance or an unexpected medical bill. With no savings to fall back on, even a small emergency can become a big one. That’s why an emergency savings fund matters. You don’t need thousands of...
Let’s clear something up right out of the gate: This is not an FHA loan. Most buyers hear “3 percent down” and immediately think of familiar low down payment programs that have been around for years. But a new proposal gaining momentum in California is something...
By RHEA-FRANCES TETLEY Historian They say April showers bring May flowers, reflecting the fact that April is the month of seasonal change. Historically up here, April often witnessed new projects beginning, as the snows of winter diminished and the flowers began to...
It’s that time of the year when we need to start making your home and mine safe from the ravages of a wildfire. which could occur at any moment now that weeds and chaparral have grown taller than an elephants eye due to the recent heavily wet storms followed by heat...
It is a common and frustrating situation. You’ve done everything right: Your parent created a trust, named you as trustee and signed a power of attorney naming you as their agent. Then your parent becomes incapacitated and suddenly you’re told you may need to go to...
By JACOB ANDERSON Financial Advisor Sustainable investing means investing with purpose When you think about investing, you probably want your money to grow — but maybe you also want it to do some good. That’s where ESG investing can be of interest. ESG looks at...
