If you’re a local business owner, a workplace retirement plan can be a powerful tool – helping you manage taxes, support employee retention and build long‑term financial security. Despite common misconceptions, these plans aren’t just for large companies. Today’s...
It’s finally May, meaning summer is almost here…I hope! Looking back to summers of the past, I remember doing some pretty wild and wooly things as a kid growing up in Tustin, which is in the O.C. between us and the Pacific Coast. When young teens, we were a bicycle...
One of the most common misconceptions in California estate planning is that the state will take your assets when you die. That’s not how it works. Your assets pass according to your trust, will, beneficiary designations or California intestacy laws. However, assets...
By RHEA-FRANCES TETLEY Historian Joseph E. Henck and his uncle and father purchased the 440 acres that have become Skyforest from the Kuffel family. The Kuffels were an early pioneer family, who have a canyon named for them. They had homesteaded the area...
Life has a way of surprising us, whether it’s a blown tire, a broken appliance or an unexpected medical bill. With no savings to fall back on, even a small emergency can become a big one. That’s why an emergency savings fund matters. You don’t need thousands of...
Let’s clear something up right out of the gate: This is not an FHA loan. Most buyers hear “3 percent down” and immediately think of familiar low down payment programs that have been around for years. But a new proposal gaining momentum in California is something...
