As we enter the annual season of giving, you might be thinking of charities you wish to support. But you also might be wondering how to gain some tax benefits from your gifts. It used to be pretty straightforward: You wrote a check to a charity and then deducted the...
The individual retirement account (IRA) is celebrating its golden anniversary. Created in 1974, this savings vehicle has helped millions of people build resources for retirement. And in 1997, the Roth IRA was introduced. But which IRA is right for you? Let’s look at...
Like most of us, you may someday want to enjoy a comfortable retirement. Your ability to achieve this goal will depend on how much you save – but it also matters how much you spend. And saving and spending are certainly related: The more you can reduce your spending,...
