Business

Financial Focus: Managing Risk at Different Stages of Life

As an investor, risk is always part of the journey – but how you manage it can depend on where you are in life. Early in your career, you can invest for growth and take on more risk, knowing you have time to recover from market downturns. In midlife, with goals like...

Estate Planning – How gifting assets and the marital deduction can impact estate taxes

Apr 10, 2024 | Business

Many individuals look for ways to gift assets before death as part of their estate plans. Understanding key aspects of federal gift tax rules, how gifts impact estate taxes and utilizing the unlimited marital deduction can help minimize tax liability. Annual...

Mountain Gem

Apr 3, 2024 | Hot Home of the Week

https://www.coldwellbanker.com/ca/running-springs/31466-frontier-dr/lid-P00800000GWo2BlBI9mSedjGUOAdrIXYLsKo3OrT Prepare to be impressed! This mountain gem is a must see. Pull up to plenty of easy parking including a circular driveway, or pull straight into the two...

Estate Planning – Can I leave my 401(k) to my minor children when I die?

Apr 3, 2024 | Business

Though you are technically allowed to name a minor child as beneficiary of your 401(k), IRA or other employment-sponsored retirement account, it’s never a good idea. Minor children cannot inherit the account until they reach the age of majority – which can be as old...

Estate Planning – Pet trusts: Safeguarding your furry friends’ futures

Mar 27, 2024 | Business

Without proper estate planning, beloved pets face uncertain fates if owners become incapacitated or die prematurely. Animals could end up abandoned in shelters or with insensitive caregivers who fail to adhere to owners’ wishes. Creating a comprehensive pet trust is...