If you’ve thought about contributing to a Roth IRA, but you made too much money during your working years, you can have a second chance – through a Roth conversion. Why is a Roth IRA desirable for some people? Here are the key benefits: Tax-free withdrawals. You put...
Are you changing jobs soon? If so, you’ll obviously be interested in your new salary but you’ll also want to look at other financial considerations. Here are some of the most important ones: 401(k): If you had a 401(k) plan through your previous employer, you’ll need...
It’s widely thought that home ownership is a key to building wealth – but is it? And should you consistently make sacrifices to buy your own home? Let’s start with the first question: Is owning a home essential to building wealth? It would probably be more accurate to...
Have you made New Year’s resolutions, such as exercising more or learning a new skill? These are good objectives, but why not add some financial resolutions? Here are a few to consider: Reduce your debts. It may be easier said than done, but if you can cut down on...
By Derek Johnson Special to the Alpine Mountaineer Paper & Clay, Crestline's new bookstore, has launched “Kids’ Storytime,” a weekly event designed to bring families together for fun and imagination. Every Saturday at 11 a.m., kids can relax on plush blue cushions...
Between your family, your finances, your independence and your legacy, you’ve got a lot to protect – so it's important to have protection plans in place. Let’s look at these areas of need and some possible protection solutions: • Protecting your income – An injury or...
